Our Preferred Lender
www.assurancemortgage.com
NMLS # 70876
About Us
The Mike Turk Team is passionate about working with John Hunter Home Builders and their clients. We will work with each client to educate them and develop a mortgage financing plan that is specific to their needs.
Our team is experienced in working with a variety of home buyers - from those purchasing their first home to the seasoned home buyer and those who have a plan to own investment properties as well. Regardless of the client’s home buying experience, our team is dedicated to finding the right financial fit for each one and make their experience as smooth and successful as possible. We look forward to working with you!
- Assurance Financial
For using John Hunter Home Builder's Preferred Lender, JHHB will contribute:
Buyer's Title Policy
Buyer's Survey
JHHB and Assurance Financial will contribute:
Up to $5,000 assistance on all qualified borrows and programs.
Assurance Financial offers the following types of financing options:
Conventional loans
If you have good credit, a steady income, and can manage a down payment, a conventional loan could be your best fit. These loans often offer lower interest rates for financially stable borrowers and come with great perks, such as:
No mortgage insurance required with a 20% down payment
Flexible down payment options as low as 3% down for qualified borrowers
Financing available for various property types, including single- and multi-family homes, condos, and manufactured homes
FHA
Don’t let limited credit or a large down payment stand in the way of your homeownership dreams. FHA loans provide an accessible alternative to conventional financing with benefits designed to help you succeed:
Low 3.5% down payment
Gift funds allowed for down payment and closing costs
Flexible credit requirements
Options for fixed-rate or adjustable-rate mortgages
Sellers can contribute to closing costs
VA
First, thank you for your service. We're honored to assist you in securing a VA loan. If you're active-duty military, a veteran, or an eligible family member of a veteran, you may qualify for these exceptional benefits:
Little to no down payment
100% financing available
Limits on closing costs to protect you
No monthly mortgage insurance, saving you money annually
No pre-payment penalties
USDA
USDA Rural Development Loans are designed to improve the quality of life in rural and suburban areas. Ideal for low- to moderate-income borrowers, they offer flexible credit requirements and 100% financing. Key benefits include:
No down payment needed
Open to both first-time and repeat homebuyers
30-year fixed-rate terms for stable payments
Sellers can contribute to closing costs
DPA
Saving for a down payment is often the biggest hurdle in buying a home. That’s why we offer down payment and closing cost assistance programs to ease the financial burden. These programs provide a helpful cash buffer for other expenses, like home inspections and repairs. Eligible borrowers in approved areas may benefit from:
Discounted private mortgage insurance (PMI)
30-year fixed-rate loan options
A faster path to moving into your new home
*Income limits and other restrictions may apply